About FIXnotes

From the desk of Robert Hytha

Dear Real Estate Entrepreneur,

Welcome to our community of growth-minded mortgage note investors. At FIXnotes, our mission is to empower investors like you with the tools, technology, and training to generate strong profits while helping American families avoid foreclosure.

Our system is simple. We provide a commission-free trade desk to acquire and sell notes, training and data to perform comprehensive due diligence, frameworks and documents to create fair borrower resolutions, and weekly calls to review deals, answer questions, and collaborate as a team.

By doing this, we reduce mortgage debt, increase homeownership, and create meaningful profits for our members and community, making this business a true win-win-win industry.

You’re in great company. Hundreds of the most creative real estate investors in the country trust FIXnotes. Join us, explore our work, and connect with our team.

Welcome to FIXnotes,

Rob Hytha

Founder, FIXnotes

Over $60MM Generated for Clients

About FIXnotes

From the desk of Robert Hytha

Dear Real Estate Entrepreneur,

Welcome to our community of growth-minded mortgage note investors. At FIXnotes, our mission is to empower investors like you with the tools, technology, and training to generate strong profits while helping American families avoid foreclosure.

Our system is simple. We provide a commission-free trade desk to acquire and sell notes, training and data to perform comprehensive due diligence, frameworks and documents to create fair borrower resolutions, and weekly calls to review deals, answer questions, and collaborate as a team.

By doing this, we reduce mortgage debt, increase homeownership, and create meaningful profits for our members and community, making this business a true win-win-win industry.

You’re in great company. Hundreds of the most creative real estate investors in the country trust FIXnotes. Join us, explore our work, and connect with our team.

Welcome to FIXnotes,

Rob Hytha

Founder, FIXnotes

Over $60MM Generated for Clients

The FIXnotes Team

Robert Hytha

Robert brings unparalleled acumen in large-scale debt acquisition and distressed asset management to the FIXnotes team.

With over 13 years of experience in the non-performing loan industry and a track record of managing $566MM in unpaid principal balance.

Robert provides the strategic insight that institutional fund managers need to compete at the highest levels.

Note Sales & Acquisitions Expert

Bill McCafferty

Bill brings deep expertise in asset management and borrower resolution strategies to the FIXnotes team.

With a proven track record of maximizing recovery rates while creating sustainable payment solutions that benefit both investors and borrowers.

His comprehensive approach to portfolio management has helped note fund managers achieve superior returns through strategic asset optimization.

Asset Management Specialist

Robert Hytha

Robert brings unparalleled acumen in large-scale debt acquisition and distressed asset management to the FIXnotes team.

With over 13 years of experience in the non-performing loan industry and a track record of managing $566MM in unpaid principal balance.

Robert provides the strategic insight that institutional fund managers need to compete at the highest levels.

Note Sales & Acquisitions Expert

Bill McCafferty

Bill brings deep expertise in asset management and borrower resolution strategies to the FIXnotes team.

With a proven track record of maximizing recovery rates while creating sustainable payment solutions that benefit both investors and borrowers.

His comprehensive approach to portfolio management has helped note fund managers achieve superior returns through strategic asset optimization.

Asset Management Specialist

Rachel Lugo

Rachel brings exceptional capability in people management and operational systems to the FIXnotes team.

With over 25 years of experience as an Operations Manager and Customer Service leader, she has built scalable frameworks, developed high-performing teams, and guided employee growth through hands-on coaching.

Rachel provides the organizational structure and leadership discipline that allow investors and institutions to scale efficiently while staying prepared for the challenges ahead.

Business Operations Manager

Shaun Hunt

Shaun brings specialization in real estate marketing to the FIXnotes team.

With years of experience crafting campaigns for, he has developed strategies that drive engagement, build credibility, and convert attention into measurable growth.

Shaun provides the marketing insight and execution that connect FIXnotes’ mission with the investors and professionals who benefit most.

Marketing Specialist

Robert Hytha

Robert brings unparalleled acumen in large-scale debt acquisition and distressed asset management to the FIXnotes team.

With over 13 years of experience in the non-performing loan industry and a track record of managing $566MM in unpaid principal balance.

Robert provides the strategic insight that institutional fund managers need to compete at the highest levels.

Founder

Bill McCafferty

Bill brings deep expertise in asset management and borrower resolution strategies to the FIXnotes team.

With a proven track record of maximizing recovery rates while creating sustainable payment solutions that benefit both investors and borrowers.

His comprehensive approach to portfolio management has helped note fund managers achieve superior returns through strategic asset optimization.

Asset Management Specialist

Rachel Lugo

Rachel brings exceptional capability in people management and operational systems to the FIXnotes team.

With over 25 years of experience as an Operations Manager and Customer Service leader, she has built scalable frameworks, developed high-performing teams, and guided employee growth through hands-on coaching.

Rachel provides the organizational structure and leadership discipline that allow investors and institutions to scale efficiently while staying prepared for the challenges ahead.

Business Operations Manager

Shaun Hunt

Shaun brings specialization in real estate marketing to the FIXnotes team.

With years of experience crafting campaigns for, he has developed strategies that drive engagement, build credibility, and convert attention into measurable growth.

Shaun provides the marketing insight and execution that connect FIXnotes’ mission with the investors and professionals who benefit most.